
Eshan Loiya, Founder of Caeshanloiya.in and Co-Founder of Tradingsutra.in, said India’s crypto wave is no longer limited to metro cities. “Tier two, tier three cities are definitely getting a hang of it,” he notes, citing places like Nagpur, Jaipur, and Kanpur. He added that many new investors are now entering the market with small amounts and focusing on safer, high-market-cap coins.
Loiya emphasised starting small and choosing reliable platforms. “Currently, there are a tonne of genuine platforms where you could easily start your journey with just ₹100,” he said. He advised beginners to invest in top coins using tools like coingecko.com, which ranks coins based on market capitalisation.
Beyond trading, investors are increasingly exploring decentralised finance (DeFi). Loiya explained that staking cryptocurrencies such as Solana or Ethereum can offer returns similar to traditional bank fixed deposits (FDs). “You could buy Solana or Ethereum, and you could stake it, and you could get returns on that,” he added.
Also Read | Crypto Corner: DeFi’s decade-long journey from $21 bn to $1.5 tn
Despite the opportunities, Loiya stressed the importance of managing risk. Crypto markets can swing 10-20% in a single day. “Risk management is the only holy grail,” he said, recommending that investors allocate only 5-10% of their portfolio to crypto to avoid large losses.
Looking ahead, Loiya outlined a four-phase market cycle: accumulation by big buyers, growing awareness, media-driven hype, and finally a peak followed by a decline. He remained optimistic for the near term. “For the next six months, eight months, it is one of the best times to stay invested in the crypto market,” he said.
For more, watch the accompanying video
(Edited by : Shoma Bhattacharjee)
First Published: Sept 12, 2025 6:50 PM IST