Net Interest Income, or core income earned by the lender stood at ₹21,635 crore, which was 10.6% higher than the same quarter last year, and higher than the CNBC-TV18 poll of ₹20,923 crore.
ICICI Bank reported net profit of ₹12,768 crore during the quarter, which was 15.4% higher than the year-ago quarter and also higher than the CNBC-TV18 pol of ₹11,747 crore.
Asset quality remained stable with gross NPA remaining unchanged from the March quarter at 1.67% and Net NPA at 0.41% from 0.39% in the March quarter.
Provisions for the quarter also saw an increase to ₹1,814 crore from ₹890 crore during the March quarter.
Total deposits for the quarter grew by 11.2% on a year-on-year basis to ₹15.33 lakh crore, the lender said in its investor presentation.
Domestic loan portfolio grew by 12% from last year to ₹13.31 lakh crore.
Retail loan portfolio for the quarter grew by 6.9% from the same quarter last year and 0.5% on a sequential basis. Retail loans comprised of 52.2% of ICICI Bank’s portfolio. Including non-fund outstanding, the retail portfolio was 43.2% of the overall loan book.
Domestic corporate portfolio grew by 7.5% from last year but fell 7.5% sequentially.
Provision Coverage Ratio for NPAs stood at 75.3% at the end of the quarter.
Shares of ICICI Bank ended 0.6% higher on Friday at ₹1,426.7. The stock has remained flat in the last one month, is up 11% so far in 2025 and is 3% away from its all-time high of ₹1,471.
First Published: Jul 19, 2025 3:11 PM IST
